How to Save for Milestones in Your Twenties

Saturday, 24 October 2015

        One morning, your parents are sending you off for your first week of Uni, having packed you non-perishable food and enough laundry detergent to last the year.  The next, you’re on your own in the dank little breakfast nook of your new flat, eating porridge with water instead of milk because milk just doesn’t fit into your budget anymore.

       Growing up is exciting, and a necessary step in life, but keeping a budget is not.  We all deserve to treat ourselves, especially when times feel tough.  So why not start saving now for the milestones you’ll want to celebrate later?  Here are some tips on how to save some extra cash.

Buy non-perishables in bulk

The more you buy at once, the cheaper it will be per unit.  If it’s shelf-stable, like tissue paper, fill your cart with the big rolls that will last you several months. Everybody loves wandering through places like Costco and finding things you never knew you needed that will last you almost years.


Okay, who doesn’t love a good do-it-yourself project? DIY-ing is totally trending right now, so take advantage of the fad, jump on Pinterest, and have a go at making some of the things you might buy in store.

Find your green thumb

Lots of popular fruits, vegetables, and herbs can be grown on your windowsill or in a miniature garden.  A green thumb would be helpful, but with a little Googling, you can learn the basic tricks of home gardening in a snap!

Take your health seriously

What you eat and drink, how often you exercise, and what habits you partake in on a daily basis may seem like silly little nagging points right now, but might just cost you down the road.  If you take care of yourself while you are still healthy, you could save yourself tons of money that you’d rather put towards a special occasion later in life.

Pay with cash

Paying with debit or credit desensitizes you to the value of money.  When you are standing at the till and have to physically pull the money out of your wallet, you will be more aware of the amount being spent.

        No matter what you do or how you do it, find a way to make saving meaningful.  Every little coin, every note, every cheque, no matter how tiny – all of it counts.  It will pay off later, it will be worth it!  Don’t consider it a daunting task.  Rather, be excited by the prospect of opportunities you’ll be able to have in the future.


  1. These are some brilliant tips, thank you so much !


  2. Yeah the biggest one I think is paying in cash. I used to use a card a lot when I was younger and it definitely didn't help! Now I have my finances sorted I do use a debit and credit card, but I check my accounts regularly and make sure I know what's going to come out when :) x

    Holly ∣ Closingwinter

  3. So true! especially taking care of our health and paying with cash.

    Rachel x


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